Mortgages
Most of our developments come with mortgages provided by a bank involved in financing the development. Whilst these mortgages are subject to a credit check, there are no long complicated forms about clients income or outgoings since the mortgage is secured on the value of the property.
Repayments Comparison
| Interest Rate | 15 Year Repayment Period | 20 Year Repayment Period | 25 Year Repayment Period | 30 Year Repayment Period |
| 3% | 6.98 | 5.55 | 4.47 | 4.19 |
| 3.5% | 7.14 | 5.80 | 5.01 | 4.49 |
| 4% | 7.39 | 6.05 | 5.28 | 4.77 |
| 4.5% | 7.64 | 6.31 | 5.56 | 5.07 |
| 5% | 7.90 | 6.60 | 5.85 | 5.37 |
| 5.5% | 8.17 | 6.88 | 6.14 | 5.68 |
| 6% | 8.43 | 7.16 | 6.44 | 6.00 |
| 6.5% | 8.71 | 7.46 | 6.75 | 6.32 |
| 7% | 8.98 | 7.75 | 7.07 | 6.65 |
*Table shows the monthly repayment for £1,000 borrowed. To calculate your monthly repayment, multiply the appropriate entry in the table by the number of pounds borrowed.
EG; £100,000 mortgage at 5% over 20 years = £660 per month.
Foreign Exchange
In our continuing efforts to offer our clients a seamless service for all aspects of their overseas property purchase, we have teamed up with the foreign exchange specialist HIFX.
HIFX were chosen because of their high levels of customer service and competitive exchange rates. As a leading currency specialist they have helped over 50,000 clients buy and transfer currency for overseas property acquisition.
Their consultants are regularly features in leading financial media including the Financial Times, Wall Street Journal, CNBC and CNN News in recognition of their currency expertise.
Our HIFX service provides clients with:
- A thorough understanding of overseas property transactions and all it involves.
- Efficient and cost effective purchase of foreign currency including free transfer of funds abroad.
- Regular payment scheme for monthly transactions abroad to cover mortgage payments and running costs.
- Currency Converter
Click Here
Our foreign exchange service with HIFX provides clients with better exchange rates than high street banks, no charges for transfers abroad, monthly mortgage payments in Euros and property insurance.